Life Insurance in and around Modesto
Get insured for what matters to you
Life happens. Don't wait.

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It's Never Too Soon For Life Insurance
It’s common for young people to assume that life insurance is something to think about on down the road. Actually, it’s the opposite! It’s much better to secure your life insurance in your 20s and 30s. That’s why your Modesto, CA, friends and neighbors of all ages already have State Farm life insurance!
Get insured for what matters to you
Life happens. Don't wait.

Wondering If You're Too Young For Life Insurance?
Coverage from State Farm helps you rest easy knowing your loved ones will be taken care of even if the worst comes to pass. Because most young families rely on dual incomes, the loss of one salary can be completely devastating. With the many expenses that come with raising children, life insurance is critically important for young families. Even for parents who stay home, the costs of finding other ways to cover daycare or before and after school care can be excessive. For those who aren't raising a family, you may want the peace of knowing your funeral is covered or have aging parents who rely on your income.
No matter what place you're at in life, you're still a person who could need life insurance. Call or email State Farm agent Pam Shelton-Allen's office to learn more about the options that are right for you and your family.
Have More Questions About Life Insurance?
Call Pam at (209) 551-0221 or visit our FAQ page.
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- Explore estate and end-of-life planning tools.
Simple Insights®
Estate planning: Understanding the basics
Estate planning: Understanding the basics
An estate plan does more than just offer direction for assets. Estate planning can help others execute your wishes and take care of those you love.
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.

Pam Shelton-Allen
State Farm® Insurance Agent
Simple Insights®
Estate planning: Understanding the basics
Estate planning: Understanding the basics
An estate plan does more than just offer direction for assets. Estate planning can help others execute your wishes and take care of those you love.
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.